Plumbers need to have insurance. Their insurance needs to be specific to the type of work they do, and purchased through a reputable company. Typically a plumber will need a combination of general liability insurance, property insurance, and workers compensation insurance.
They may also need other types of insurance to be sure everything is covered. If your plumber doesn’t have insurance and something happens you could end up having to pay for the mess.
If you have a project that is more expensive than the minimum insurance required by the state, you might want to ask your plumber to take out additional insurance while working on your issue. Otherwise, too little insurance is almost as bad as no insurance.
Will they have to tear up a wall, or a floor? Who will fix the wall or floor after the plumbing is fixed? Try to understand all aspects of the job so that you know what you’re getting into.
The blond is a specific amount of money held in escrow and controlled by a 3rd party to ensure that the plumber and the client meets their contractual agreements. This is a good idea with especially large and expensive jobs. It protects you from being taken advantage of and it protects the plumber for not getting paid.
Things break, people get hurt. And most of the time these incidents are unavoidable. We won’t even discuss the possibility of actual negligence. With so many things that can go wrong, it is imperative for you to ensure that your plumber has the right type and amount of insurance.